Buying your first home is a major milestone. Government initiatives such as the 5% Deposit Scheme, aim to ease this pressure.   What is the ‘5% Deposit Scheme’ and how does it Work? Under the 5% Deposit Scheme, Housing Australia enables eligible buyers to purchase a home with as little as a 5% deposit. Housing Australia then guarantees up to 15% of the property’s value, which removes the need for the buyer to pay Lenders Mortgage Insurance. A participating lender issues the h

Without a valid Will, there is a significant risk that your estate will not be distributed according to your wishes and instead, be distributed according to the strict rules of intestacy. Knowing how these rules work helps to highlight the risks of dying without a Will and demonstrates why thoughtful estate planning matters in the long term.   Who Inherits if there is no Will? The rules of intestacy dictate a hierarchy of who will inherit your estate if you pass away without

Serving divorce papers can be a confusing and at times, stressful part of the divorce process. Strict rules apply to ensure the other party is properly notified, and failing to comply can delay your application. The information below outlines how service works, what documents must be served, and what options are available if your spouse cannot be located.   A ‘Divorce Service Kit’ is available on the Federal Circuit and Family Court of Australia’s website and contains all the